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Terms of Service for creditcardhoroscope.com

Last updated: November 15, 2025

Welcome to creditcardhoroscope.com. By using our website and paying for our service (the "Service"), you are agreeing to these Terms of Service (“Terms”). Please read them carefully. This is a legally binding agreement between you and Valerio Group LLC ("we", "us", "our").

1. Description of Our Service

creditcardhoroscope.com provides an AI-generated "horoscope" (the "Horoscope") for a one-time fee of $1.00 USD. The Horoscope is generated based on non-sensitive payment metadata.

2. Entertainment Purposes Only

You expressly understand and agree to the following:

  • The Service provides a fictional, AI-generated horoscope for entertainment purposes only.
  • The Horoscope is not real, not factual, and not based on any science.
  • The Horoscope is not financial advice, legal advice, or personal advice of any kind.
  • You agree not to use the Horoscope to make any life, financial, or personal decisions.

3. No Guarantees or Warranties

The Service is provided "as is" and "as available" without any warranties. We do not guarantee the accuracy, completeness, or reliability of any AI-generated Horoscope. We do not guarantee that the Service will be available, uninterrupted, or error-free.

4. Payment and Refund Policy

  • Payment: All payments are processed securely by our third-party payment processor, Stripe, Inc. Here are links to their Terms of Service and Privacy Policy .
  • Refunds: We want you to be satisfied. If you are unhappy with your Horoscope, please contact us at [email protected] for a full $1.00 refund. We would rather give you a refund than have you file a dispute.

5. Limitation of Liability

You agree that Valerio Group LLC is not liable to you or any third party for any damages of any kind that result from the use of the Service. Our maximum liability to you for any reason shall be limited to the amount you paid for the Service (i.e., $1.00 USD).

6. Intellectual Property

We own all rights, title, and interest in and to the creditcardhoroscope.com website, including all design, text, and code. You may not duplicate, copy, or reuse any portion of our website without our express written permission.

7. Changes to These Terms

We may update these Terms at any time. If we do, we will refresh the "Last updated" date at the top of this page. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.