Privacy Policy for creditcardhoroscope.com

1. What We Collect and Why

We use third-party services to collect the necessary data to provide our Service.

• Security & Analytics Data: We use Cloudflare as a security and performance layer. To do this, Cloudflare processes user data on our behalf, which may include your IP Address, browser type, and other details used to detect malicious traffic and provide basic analytics.
• Payment Information: We use Stripe as our exclusive, third-party payment processor.
• What We DO NOT Handle: We never see, collect, or store your full credit card number or CVC. This information goes directly to Stripe and never touches our servers.
• What We DO Receive and Store: To generate your Horoscope and for our business records, we receive and store the following information:
• Your Payment Intent ID from Stripe.
• The Horoscope(s) we generate for you.
• The payment metadata provided by Stripe, which includes your card brand, expiration month and year, last 4 digits, country and postal code.

2. How We Use Your Information

We use the information we collect to:

• Secure our website and protect it from malicious attacks (e.g., bots and DDoS attacks)
• Generate your AI Horoscope by sending the payment metadata (as described in Section 1) as a unique input to our third-party AI provider.
• Process your payment and maintain internal business records.
• Understand our audience and improve our service by analyzing anonymous, aggregated data (e.g., "what percentage of our users are from the US").

3. Third-Party Services

We do not sell, rent, or share your personal information with any third parties for their marketing purposes. We use the following third-party services to provide our Service:

• Cloudflare, Inc.: To provide security, DDoS protection, and basic analytics.
• Stripe, Inc.: To process all payments. Your browser sends your payment information directly to Stripe.
• OpenRouter: To generate the AI Horoscope. We send the payment metadata (card brand, expiration, last 4 digits, country, postal code) to this service, and they return the generated Horoscope.

4. Data Retention

We retain the information we collect (Payment Intent ID, generated Horoscopes, payment metadata) for our internal business records, to improve our service, and to handle any refund requests.

5. Cookies

We may use essential cookies to make our site functional (e.g., to process your payment) or for basic, anonymous analytics (such as those provided by Cloudflare). We do not use third-party tracking or advertising cookies.

6. Changes and Questions

We may update this policy. If we do, we will refresh the "Last updated" date at the top of this page. If you have any questions about this policy, please contact us at [email protected].